Last Updated: January 2026

Terms and Conditions

Welcome to Paragon Partners Ltd. ("Paragon," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of the Paragon Partners website located at www.paragonpartners.cc (the "Site"), including any content, functionality, tools, or services offered through the Site.

By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not access or use the Site.

1. About Paragon Partners

Paragon Partners Ltd. is a licensed employee benefits general agency providing support, services, technology, and resources to insurance brokers, consultants, and carrier partners. Paragon does not directly sell insurance products to the general public through this Site.

Information provided on this Site is for general informational and business purposes only and does not constitute insurance, legal, tax, or financial advice.

2. Eligibility and Use of the Site

You may use this Site only if you are at least 18 years old and capable of forming a binding contract. By using the Site, you represent and warrant that:

  • You meet the eligibility requirements;
  • You will use the Site in compliance with all applicable laws and regulations; and
  • You will not use the Site for any unlawful, fraudulent, or harmful purpose.

3. No Insurance Advice or Guarantees

The Site may include information related to insurance products, carriers, benefits administration, compliance, and related services. Such information:

  • Is general in nature;
  • May not apply to your specific situation;
  • Does not create a broker-client, advisor-client, or agency relationship; and
  • Should not be relied upon as a substitute for professional advice.

Coverage availability, pricing, underwriting decisions, and policy terms are determined solely by the applicable insurance carriers and are subject to change without notice.

4. Broker and Partner Relationships

Certain areas of the Site may be intended exclusively for licensed insurance professionals, brokers, or carrier partners. Access to services, tools, or technology referenced on the Site may require:

  • A separate written agreement;
  • Proper licensing and appointments; and/or
  • Carrier approval.

Nothing on this Site constitutes an offer to enter into a partnership, appointment, or contractual relationship without a separately executed agreement.

5. Intellectual Property Rights

All content on this Site, including but not limited to text, graphics, logos, icons, images, software, design elements, trademarks, and service marks (collectively, the "Content") is owned by or licensed to Paragon Partners and is protected by U.S. and international intellectual property laws.

You may view, download, and print Content solely for your internal business or personal informational use. You may not:

  • Copy, reproduce, modify, distribute, display, or transmit any Content;
  • Use Paragon trademarks or branding without prior written consent; or
  • Reverse engineer or attempt to extract source code from any Site functionality.

6. Prohibited Uses

You agree not to:

  • Use the Site in any way that violates applicable laws or regulations;
  • Attempt to gain unauthorized access to systems, data, or networks;
  • Introduce viruses, malware, or harmful code;
  • Scrape, crawl, or data-mine the Site without authorization;
  • Impersonate Paragon, its employees, partners, or other users; or
  • Use the Site to compete directly with Paragon using proprietary or confidential information.

7. Information Collection and Use

In connection with your use of the Site, Paragon may collect limited personal and business information, such as contact details, professional information, IP addresses, and website usage data.

Information collected is used solely to:

  • Operate and maintain the Site;
  • Respond to inquiries or requests;
  • Improve Site functionality and user experience; and
  • Support legitimate business operations related to Paragon’s services.

Paragon does not sell personal information and does not knowingly collect personal information from children under the age of 13.

8. Third-Party Links and Services

The Site may contain links to third-party websites, platforms, or tools. These links are provided for convenience only. Paragon does not control and is not responsible for:

  • The content, accuracy, or availability of third-party sites;
  • Any products or services offered by third parties; or
  • Any damages or losses arising from your use of third-party resources.

Your use of third-party sites is subject to their own terms and privacy policies.

9. Confidential Information

Any non-public information exchanged between you and Paragon outside of this Site (including via email, agreements, or platforms) is governed by applicable confidentiality obligations and separate agreements. Submission of information through the Site does not guarantee confidentiality unless expressly stated.

10. Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

PARAGON DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • MERCHANTABILITY;
  • FITNESS FOR A PARTICULAR PURPOSE;
  • NON-INFRINGEMENT; AND
  • ACCURACY OR COMPLETENESS OF CONTENT.

Paragon does not warrant that the Site will be uninterrupted, error-free, secure, or free from viruses or harmful components.

11. Limitation of Liability

To the fullest extent permitted by law, Paragon Partners, its owners, officers, employees, and affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to:

  • Your use of or inability to use the Site;
  • Reliance on any information provided on the Site; or
  • Any third-party content or services.

In no event shall Paragon’s total liability exceed $100 or the amount you paid to Paragon for Site access, if any, whichever is less.

12. Indemnification

You agree to defend, indemnify, and hold harmless Paragon Partners and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of:

  • Your violation of these Terms;
  • Your misuse of the Site; or
  • Your violation of any law or third-party rights.

13. Governing Law and Venue

These Terms are governed by and construed in accordance with the laws of the State of Arizona, without regard to conflict of law principles.

Any legal action or proceeding arising out of or related to these Terms or the Site shall be brought exclusively in the state or federal courts located in Maricopa County, Arizona.

14. Changes to These Terms

Paragon reserves the right to modify or update these Terms at any time. Updates will be effective upon posting to this page. Your continued use of the Site constitutes acceptance of the revised Terms.

15. Termination

Paragon may suspend or terminate your access to the Site at any time, with or without notice, for any reason, including violation of these Terms.

16. Contact Information

If you have questions regarding these Terms and Conditions, please contact: info@paragonpartners.cc

This Terms and Conditions page is intended for general informational purposes and does not constitute legal advice. You should consult legal counsel to ensure compliance with applicable laws and regulations.